In this article, you will learn how to activate Klarna payments for your funnels.
Klarna is a flexible payment method that allows customers to choose how they want to pay at checkout. Depending on their eligibility and location, customers can pay immediately, pay later, split payments into installments, or choose long-term financing plans. This provides customers with more flexibility, particularly in markets where Klarna is widely used, such as Germany and the Netherlands.
To get started, you will need:
A systeme.io account
A Stripe account connected to systeme.io (How to connect your Stripe account to systeme.io)
You can activate Klarna payments in systeme.io via Stripe. To enable this feature, ensure you have configured the following settings:
On your Stripe dashboard, click on Settings (1).

Then click Payments (2).

Then click Payment methods (3).

Scroll down to Klarna and enable it by clicking Disabled (4), then Enable (5).

Before receiving payments, ensure your funnels and products are set up using one of the supported currencies for this gateway.
Supported buyers: Klarna-supported countries.
Recurring payments (subscriptions): Yes.
Merchant restrictions: Your Stripe merchant account must be registered in a Klarna-supported country.
Supported currencies by merchant location:
Fixed-currency (US, CA, AU, NZ): Only the local currency of the merchant country is accepted (US → USD, CA → CAD, AU → AUD, NZ → NZD).
Non-euro EEA / UK / CH / NO (GB, CH, NO, SE, DK, PL, CZ, RO): Multi-currency options are supported. You can accept payments in any of the following currencies: EUR, GBP, DKK, NOK, SEK, CZK, PLN, RON, or CHF.
Eurozone EEA (AT, BE, CY, EE, FI, FR, DE, GR, IE, IT, LV, LT, LU, MT, NL, PT, SK, SI, ES): Multi-currency options are supported. You can accept payments in any of the following currencies: EUR, GBP, DKK, NOK, SEK, CZK, PLN, RON, or CHF.
Once Klarna is enabled in your Stripe account and you are using a supported currency, the Klarna option will automatically appear in your funnel settings.
To offer Klarna on your payment pages, go to your funnel and click Settings (1).
Check the Klarna (Stripe) box (2), and click Save (3).

Klarna will now appear as an option on your order form!
Notes:
Klarna requirements: To use Klarna, you must add a "Country" form input field to your order form. This field is mandatory for Klarna to determine customer eligibility and process payments. Be aware that the system validates this requirement whenever you save your page; if you edit an existing page with Klarna enabled, you will be unable to save your changes until this field is added (How to add a form field and a form element to your page).
Payment plans: For payment plans using Klarna, the first installment is initiated at checkout. Subsequent installments are charged automatically to the buyer’s saved Klarna payment method each billing cycle.
Last updated on October 13, 2026